Top 5 EDC Machines in India for Small Businesses in 2025

Small businesses in India are rapidly growing digital payments, and EDC machines (Electronic Data Capture machines) have become a popular payment system in Indian local stores, service providers, and freelancers. Whether you run a kirana store, a boutique, or a small restaurant, investing in the best EDC machine in India can boost customer satisfaction and streamline your accounting.

In this guide, we review the top 5 EDC machines in India for 2025, based on reliability, pricing, features, and ease of use.

Why Your Small Business Needs an EDC Machine:

• Accepts debit/credit cards, UPI, wallets & contactless payments.
• Speeds up billing.
• Builds trust with your customers.
• Reduces cash handling risks.
• Helps with business GST accounting.

💡 Bonus Tip: Pair your EDC machine with our free SIP calculator to plan your future investments from daily earnings.

1. Pine Labs Plutus Smart: Best for: Retailers & restaurants needing all-in-one billing

• Features:
  • Android-based smart POS
  • Accepts cards, UPI, wallets
  • Supports EMI options from 25+ banks
• Monthly Rent: ₹600 – ₹1200
• Highlights:
  • Integrated billing and payment
  • Touchscreen with GST invoicing support

2. Paytm Smart POS: Best for Affordable digital-first businesses

• Features:
  • UPI, cards, QR, wallet—all-in-one
  • Comes with Paytm for Business app
  • Instant settlement option
  • Support 30+ Brand EMI and 20+ Bank Emi Banks.
• Monthly Rent: No Rent.
• Highlights:
  • Compact size, reliable for high UPI traffic
  • Cashback offers & loyalty integration

3. Mswipe Wisepos Neo: Best for Small business owners on a budget.

• Features:
  • Touchscreen POS with GST support
  • Accepts cards, UPI, wallets
  • EMI payment processing
• Monthly Plan: ₹300 onwards
• Highlights:
  • Minimal installation cost
  • On-demand reports via mobile app

4. HDFC Bank SmartHub POS: Best for: HDFC business account holders

• Features:
  • Linkable to HDFC current accounts
  • Accepts all major cards and UPI
  • Supports T+1 settlement
• Cost: Custom (usually ₹600–₹800/month)
• Highlights:
  • Banking + POS support in one window
  • Free mobile app for transactions and reports

5. ICICI Eazypay POS: Best for Businesses needing fast settlement & reports

• Features:
  • Accepts UPI, RuPay, Visa, Mastercard
  • Integrates with ICICI business tools
• Monthly Fee: ₹500–₹750
• Highlights:
  • Seamless bank support
  • 24×7 customer service

EDC Machine	Rental Price	UPI Support	EMI Option	Suitable For
Pine Labs Plutus	₹500/mo	✅	✅	Shops, cafes, salons
Paytm Smart POS	₹0/mo	✅	✅	Digital-first sellers
Mswipe Wisepos Neo	₹300/mo	✅	✅	Freelancers, kiosks
HDFC SmartHub	₹600/mo	✅	✅	HDFC customers
ICICI Eazypay	₹500/mo	✅	✅	Retailers, traders

Things to Consider Before Choosing an EDC Machine

• Transaction charges: Usually between 1.5% to 2.5% on CC/DC.
• Settlement time: Some offer same-day settlement
• Support: Ensure 24×7 helpline availability
• Bank tie-ups: EMI and credit card acceptance depend on this
• Offline mode: Needed for low-connectivity areas